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Buying a home can be difficult but when you are a first time buyer, it can feel as though the process is confusing, stressful and challenging at every step of the way. It will be of benefit to get as much help and guidance from professionals as you can and at Oaks Estate Agents, we are always happy to talk you through the different processes involved with buying your first home.

One important step when it comes to buying property is having a survey carried out. This is because a survey provides you with valuable information about the condition of the property.

A mortgage valuation report

This report isn’t of much benefit to the first time buyer but it is normally a requirement in obtaining a mortgage, and is requested by the lender.

HomeBuyer report

If the home you are buying is a conventional property and has been built in the last 100 to 150 years, it is likely that a HomeBuyer report will provide you with all the information you need to know. This style of report reviews the structural safety of a property and if there are any issues like damp, this will be highlighted.

Building survey report

This is a full structural survey and it is a detailed review of a property. It can be arranged for any property purchase but it is generally recommended for older or unconventional properties. This type of report will go into detail about major problems and will include estimates costings and timings to carry out repair work at the home.

Any first time buyer that is keen to carry out a lot of renovation work at the property will find that a building survey report is very informative, providing them with a platform for undertaking work.

We know that buying your first home can leave you feeling overwhelmed but with the best level of support and guidance from professionals, it can become a much simpler process. When you want peace of mind when buying your first home, rely on Oaks Estate Agents.

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